How a Dartmouth man outsmarted the car wrapping scam

An enticing text message promising $300 a week tosomeone willing to have theircar wrapped in advertisements nearly swindled a Dartmouth man out of thousands of dollars, but a bank teller was able to intervene.

Lois Smith said she was the one whoencouraged her son Andrew, 30, to look into theoffer that wassent to her phone. She said her son "works paychequeto paycheque" and so she thought car wrapping could help.

"I haddismissed it a couple of times and then I thought maybe I could look into that. I opened it up and there is an email and it said 'if you're interested, it's a car wrap companyfor advertising. It's really easy,'"said Smith.

Questionable cheque

Smith sentinformation to the company including her son's name, his car's make and model,his address and the length of timehe would be willing to keep the car wrap. She said the next day, she received an emailwith news that her son was approved.

"This is all through email. [The company]said we'll send Andrew a cheque in the mail and as soon as he gets the cheque, let us know when he receives it," said Smith.

The cheque arrivedin the mail a few days later. When it arrived, Smith said it looked legitimate. But she said her son noticed something was off about it. He said the signature line on the cheque looked like someone had written init twice.

Smith said she assured her son the chequewas finebut that he should get the teller at the bank to examine it.

Teller saves the day

"He goes in and he shows the teller, he gives her the little story of what happened ... [the teller]said 'my spider senses are tinglingbut we'll check it out. Give us a few days and we'll check it out,'" said Smith.

"A day or two later, the bank calls my son and said 'no, Andrew, that is a fraudulent cheque.' From there we kind of went, 'oh we've been scammed'and of courseI feel stupid and I feel bad because I had my son's hopes up."

Smith said part of the reason the scam appeared soconvincing is because real company names were used. A senior specialist with theCanadian Anti-Fraud Centre saidscammers generally hide behind the names of legitimate companies.

'Horrible what these people are doing'

She said readingLouanne Cataford'sstory, reported by CBC News on Thursday, inspired her to speak out.

"Thank Godmy son thoughtthat we should get [the cheque] checked out first," said Smith. "This is horrible what these people are doing."

Cataford deposited the cheque for $3,985and was told by the company to keep $300 of it for herself. She was then told todeposit the rest in cash intothe CIBC account of the graphic artist who was to wrap the ad on her car. She did and then quickly learned the cheque was bogus and was on the hook for the money she deposited.

Cataford's bank was able toclearup the mistake so she would not have to pay the money back.

• Victims of text message scam plead for more protection from their banks